You have a problem and that problem is that you have no idea if anything in the life insurance industry would add any value to your living years. While most people recognize the price tag of death, talking about it makes them so uncomfortable that they would rather just put it off. Hello, my name is Harrison Nelms and I am an field underwriter based out of Virginia that also serves Georgia, Illinois, Maryland, and Ohio. As owner of The Nelms Agency, I can attest that we understand how unappealing constantly talking about death, much less your own death, truly is and why people avoid it. But with a few minutes of your time we can shop all the major carriers and tell you what option in the industry will add the most value to the best years of your life. Use the chat box in the bottom right hand corner to begin texting us today so we can quickly get an application to the underwriter and then you can go back to avoiding any and all conversations about death.
Once you qualify, you pay premiums based on your amount of coverage. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.
Mortgage protection provides funds to cover an outstanding mortgage balance in the event of your death.
The main benefit is to protect your family in the event you die with an outstanding mortgage balance. This coverage is also easy to purchase, no physical exam is typically required, and rates are generally affordable. Certain policies also offer a return of premium feature, so if you don't use the benefit, you get your money back.
Yes! Since so many companies offer this coverage, pricing is competitive and therefore affordable.
Most plans are offered with simplified underwriting, so you don't always have to pass a medical exam to qualify. If you have a pre-existing condition, this can be a less competitive option to qualify for.
If you plan to purchase a home, or you're already paying a mortgage, you should have this insurance to ensure you're protected if the unexpected happens.
We are happy to answer any questions you might have. Get in touch with us.
“The agent was extremely knowledgeable and helpful. They were able to get me coverage at an affordable price.”
● Best-in-class compensation and incentives
● Industry-leading career choice and opportunity
● Exclusive and diverse lead programs
Please fill out the short form so we can provide you with the policy options
Our eight core values are the
driving force behind everything we do.
View our interactive timeline to
• Mortgage Protection
• Final Expense
• Term Life Insurance
• Universal Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Retirement Protection
No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
custom_values.agent_bio=You have a problem and that problem is that you have no idea if anything in the life insurance industry would add any value to your living years. While most people recognize the price tag of death, talking about it makes them so uncomfortable that they would rather just put it off. Hello, my name is Harrison Nelms and I am an field underwriter based out of Virginia that also serves Georgia, Illinois, Maryland, and Ohio. As owner of The Nelms Agency, I can attest that we understand how unappealing constantly talking about death, much less your own death, truly is and why people avoid it. But with a few minutes of your time we can shop all the major carriers and tell you what option in the industry will add the most value to the best years of your life. Use the chat box in the bottom right hand corner to begin texting us today so we can quickly get an application to the underwriter and then you can go back to avoiding any and all conversations about death.
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hbnsurance89@gmail.com
SFG0045377
(757) 996-5929
Tel:(757) 996-5929
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